Maureen Wade's Blog
Don't make a mistake that some first time home buyers make. Don't fall in love with a house a few days or weeks after you start shopping for a house. Even if the house is large enough to comfortably fit all of your furniture, you could regret deciding on a house to buy so early.
You could regret buying a house less than a year after you move in
If it helps, think of shopping for a house similar to dating. You won't see everything about a house during the first visit. Enter into a closing deal too soon and you could miss seeing several other houses that would in the long term cost you less money to maintain.
Buy a house too soon and you could over look structural damages at the house. For example, you might miss or overlook water stains on walls, ceilings or floors because you can't stop thinking about how spacious and modern the kitchen is. You also might:
- Get upset when your spouse or friends point out shortcomings with the house that you've gotten too attached to. Rather than to face the fact that even the house you love has drawbacks, you force yourself and everyone else to perceive of the house as perfect.
- Pay thousands more for a house than you should have. You want the house so badly, that you're willing to pay nearly anything to own it.
- Focus on one to three features of the house but ignore the fact that the house is located in an area that adds 30 or more minutes to your work commute.
- End up buying a house that you love and your spouse or children hate.
- Take on the need to pay for ongoing upgrades and renovations.
- Become sad or angry when you realize that you don't like the community that the house is located in. For example, if you love the fast pace of a big city and the house you fell in love with is in the suburbs, you might feel too far away from the center of town. You might feel bored.
- Lack nearby places to take your children for fun and entertainment.
- Increase the distance between you and your parents, siblings or friends.
Consider as many factors about your next house move as you can
Getting too attached to a house could cost you months of peace and quiet. Fall in love with a house that needs a lot of love and care and you could convince yourself that,with just a few renovations, you can turn the house into the perfect place to live. Three to four years later, construction might still be going on at the house, annoying you and your family.
It's this type of drawback that can put strain on your relationships. You and your spouse might end up arguing about the house more than you end up bumping heads about anything else. If your children hate the schools that are located in the jurisdiction where the house you fell in love with is, their mood and disposition might take a dip as well. Avoid these headaches by taking an objective approach to house shopping. Consider as many factors about each house you love before you decide to buy.
76 Walnut Avenue, North Hampton, NH 03862
What Is The Disclosure Statement?
Disclosure statements are used in many of life’s situations. This is the place where the buyer is able to learn about the ins and outs of the property that they are about the buy. Examples of items that would be on a seller’s disclosure are:
- Water in the basement
- Updates made to the home
- Known pests
- Paranormal activity
- Death on the property
- Past fires
- Nearby major construction projects
- Title 5 sewerage issues
Disclosures Serves As Protections
The disclosure statement serves as a protection for both the buyer and the seller. From a buyer’s perspective, through this information, they are able to understand a bit more about the property that they are potentially buying.
On the seller’s side of things, the disclosure statement serves a s legal protection of sorts. The seller is obliged to reveal anything about the property that could potentially affect the value or affect the living conditions.
How Does The Seller Make The Disclosure
Each state and even each city within a state varies in the way a disclosure is conducted. The statement can be composed of dozens of documents that need to be signed by the seller. Other states have disclosure document forms that consist of a series of yes or no questions about the home. Sellers may also be required o present communications between neighbors, owners, and agents. In some states, the disclosure statement is valid for up to 10 years, allowing buyers to collect damages if something wasn’t properly presented on the statement.
How Do Sellers Know What To Disclose?
The basic rule of thumb is that if you know something about your property, you should disclose it. If you try to hide something, it could come back to meet you in the form of a lawsuit, even years later. Many states have legal requirements as to what should be revealed on these documents.
What’s Disclosed To Buyers?
The disclosure doesn’t have to be all bad. This document is also an opportunity for sellers to present any of the improvements that they have made to the home. Make sure that you include all of the upgrades, renovations, and improvements that you have made to the home that you’re selling. This can help to impress buyers as to how well you have taken care of the property.
It’s easy as the buyer to check some of these improvements as you can find out if the work was done with or without permits by checking with the city’s zoning reports. Work that was done without a permit may have not been completed according to code. This could pose some serious health and safety risks to you and your family.
Problems that you’ll want to disclose as a seller include pest problems, property line disputes, disturbances in the neighborhood, liens on the property, and appliance malfunctions.
Remember that the disclosure doesn’t substitute the buyer’s right to a professional inspection of the property. It’s important for buyers to know as much about a property as they can in order to be sure they’re making a good investment.
When you meet someone that you want to share the rest of your life with, you start thinking about ways to build a loving home with this person. What you don't think about are ways to create a home that adds to your romance, that motivates you to deepen the bond that you share with your spouse. It's time to change that.
Home designs that cause marital strife
Even if you only stay at your current house for three to five years, you're going to spend a lot of time in your home. It's no secret that cramped rooms, lack of closet space and a poorly designed house lead to frustration, arguments and territorial battles.
If you've ever argued with your partner about how she reaches in front of you while you're shaving or stays in the one bathroom in the house too long, seemingly making you late for work, you know firsthand how your house impacts your marriage. Or maybe your marital arguments center around your husband keeps the living room television turned to a cooking channel.
10 home style changes that encourage romance
Try these 10 home redesigns if you're looking for ways to enjoy more romance in your marriage. See how many of them encourage better open dialogue and nonverbal communication between you and your spouse.
- Shop for a house that offers the space that encourages togetherness and independence. This means choosing a house that makes it hard for you and your partner to step over each other while washing up in the morning, passing through hallways and cooking.
- Paint walls in gentle, neutral colors.
- Hang framed and unframed pictures of you and your partner holding hands, gazing into each other's eyes and spoon feeding one another.
- Decorate coffee and end tables with scented candles, scents that are absolute favorites of you and your partner.
- Place a two-seater table in the kitchen. Dine here as a couple at least once a day.
- Design your walls with romantic quotes. You could use quotes that are carved into wood, marble or stone.
- Install a supportive but comfortable mattress in your bedroom. Beautiful bed covers also encourage tranquility and togetherness.
- Keep the temperature in your home at degrees that both your partner and you appreciate.
- Place a porch swing on your front or back porch.Sit on the swing once a week, especially on warm, balmy evenings, sitting quietly together while you hold hands or discuss recent events in your lives.
- Lower kitchen cabinets to keep the shorter partner from having to climb on a step stool to reach dishware and food stored on top shelves.
It's been said that home is where the heart is. The wrong home design, layout or space could actually take the heart out of your house. The wrong house could also turn the heat down on your marital romance. With a little preparation and decor, you could live in a house that supports the romance that inspired you to marry and build a home.